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What share of loans require collateral and how much collateral is demanded relative to the loan?

According to the cited documentsTo be confirmedFinance

Loans requiring collateral (global, 131 countries)

77%

2005-2017World Bank

As a global benchmark, the World Bank's Enterprise Surveys (131 countries, 2005-2017) record that 77% of loans require collateral and that the median value of collateral relative to the loan is 60%.

  • Median loan / collateral value (global)60%2005-2017World Bank
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Sources

  • World Bank

    Collateralized Borrowing

    • Loans requiring collateral (global, 131 countries)
    • Median loan / collateral value (global)
    documents.worldbank.orgAccessed Aug 19, 2026Go to the source
  • World Bank

    Collateralized Borrowing: Insights from the Enterprise Surveys

    • Loans requiring collateral (global, 131 countries)
    • Median loan / collateral value (global)
    documents.worldbank.orgAccessed Sep 13, 2026Go to the source