Skip to content
Saturday, September 12, 2026 · Guatemala CityQ7.6282 per US$+0.00%
ADVANCE GUATEMALA
InvestIn research — sources cited, not yet in the verified archive

In depth

Where the credit comes from

In research — sources cited, not yet in the verified archive

39 topics

39 of 245 researched topics · 47 organizations

The research is written in English; quoted figures, source names and the titles of legal instruments stay in the language their source published them in.

Local and multilateral financing

37 topics
See the other 29

Opening a bank account

2 topics

This layer is research: read from public sources by the archive's own team, every claim cited with the date it was consulted, and audited where it is marked so. It has not entered the verified store — no figure here was fetched back from its source or stamped with a retrieval time — so it wears no red provenance numeral and never mixes with the verified figures.

Banks, multilaterals and development finance

In research — sources cited, not yet in the verified archive

47 organizations

Researched from public sources: who lends, in what currency and to what kind of project. Rates and terms appear in no catalog — they are negotiated — and several of these institutions publish no direct route of contact.

  • Banco de Guatemala (Banguat)

    What it offers
    Central bank: monetary policy (the policy rate), the exchange rate, reserves, the balance of payments and the official FDI series by country of origin and activity.Reference card: entity described from public sources; its site answered the last automated check (2026-08-31). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • Banco Industrial

    What it offers
    A commercial bank cited as an option for accounts of companies with foreign shareholders.the KYC checklist for non-resident shareholders is not published — contact corporate banking
    Location
    —

  • Banrural

    What it offers
    A commercial bank; it takes payment for immigration procedures at branches inside the migration institute (IGM).the KYC checklist for non-resident shareholders is not published
    Location
    —

  • Banco G&T Continental· No site published

    What it offers
    A commercial bank cited as an option for accounts of companies with foreign shareholders.the KYC checklist for non-resident shareholders is not published
    Location
    —

  • BAM — Banco Agromercantil· No site published

    What it offers
    A commercial bank cited as an option for accounts of companies with foreign shareholders.the KYC checklist for non-resident shareholders is not published
    Location
    —

  • Banco Promerica· No site published

    What it offers
    A commercial bank cited as an option for accounts of companies with foreign shareholders.the KYC checklist for non-resident shareholders is not published
    Location
    —

  • Organización Mundial del Comercio (OMC/WTO) — Import Licensing

    What it offers
    Publishes the copy of Governmental Agreement 137-2016 as amended to 2018 (the environmental regulation) used to verify the licensing deadlinesReference card: multilateral body described from public sources; its site answered the last automated check (2026-08-31). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • SICE — Sistema de Información sobre Comercio Exterior (OEA)

    What it offers
    Publishes the original (1989) text of Decree 29-89, useful for comparison with the consolidated version held by the tax authority (SAT). Text of the Foreign Investment Law (Decree 9-98), art. 5: full right of use, enjoyment, benefit and ownership for the foreign investorthe original text, no longer in force: the temporary-admission extension clause did not survive the reform under Decree 19-2016
    Location
    —

  • FAO — FAOLEX

    What it offers
    Legal database holding the text of Decree 126-97 (the Law Regulating Territorial Reserve Areas), checked in the audit (arts. 5, 6, 9, 11, 25 and 26)Reference card: multilateral body described from public sources; its site answered the last automated check (2026-08-31). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • Naciones Unidas (repositorio de legislación, static.un.org/depts/los)

    What it offers
    PDF of the Criminal Code (Decree 17-73) used to check arts. 256–257 on usurpationcited only as a repository of the legal text
    Location
    —

  • BAM (Banco Agromercantil de Guatemala)· No site published

    What it offers
    The country's 5th bank by assets (Q28,289 M, 2020), 100% owned by Grupo Bancolombia since 2020 (the final 40% for US$289,144,606); 68 branches in the capital plus 87 in the departments (2023) (§2).branch-network figures cited from Wikipedia, to be verified
    Location
    —

  • Grupo Bancolombia· No site published

    What it offers
    Colombian controlling shareholder of BAM; an example of the large deals in Guatemala being done by strategic buyers (material-event filing with the SEC, 13 March 2020) (§2, §10).Reference card: entity described from public sources; no verified website is known for it (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    Colombia

  • BAC Guatemala (BAC Credomatic)· No site published

    What it offers
    Recipient of the IFC's US$230 M package (a US$200 M loan plus a US$30 M trade-finance line, 12 May 2026) and issuer of the first dematerialized, sustainable local bank bond, Bono BAC + Positivo, of up to US$140 M on the BVN (February 2025) (§2, §7, §8).regional group (formerly Grupo Aval, now regional shareholders); individual assets still to be extracted from the SIB
    Location
    —

  • Banco Promerica Guatemala

    What it offers
    Grupo Promerica (regional); financial group assets of >Q34,165 M and a loan book of Q25,383 M (2025 year-end); a US$100 M BCIE line (17 November 2025) for MSMEs, exports and housing (§2, §8).the asset figures are the bank's own claim; verify against the SIB
    Location
    —

  • Banco Ficohsa Guatemala

    What it offers
    Grupo Ficohsa (Honduras); publishes a 2026 schedule of nominal lending rates, an example of a public rate schedule bank by bank (§2, §3).individual assets still to be extracted from the SIB
    Location
    —

  • Banco Credicorp· No site published

    What it offers
    Issuer of quetzal promissory notes on the BVN with a public prospectus (APCREDICORPQ1) (§7).cited only as an example of a BVN prospectus
    Location
    —

  • IFC (Corporación Financiera Internacional)

    What it offers
    The largest recent DFI financier: US$850 M to BI (11 February 2026), US$770 M to Energuate (20 October 2025), US$415 M to BI with JICA and FinDev Canada (22 September 2025), US$230 M to BAC (12 May 2026) and a sustainable DPR for G&T of up to US$200 M; it lends through banks or to corporates from US$50 M upwards with an ESG agenda (§8).total exposure of ~US$3,200 M, the largest in Central America, is a press figure not confirmed in IFC releases (c)
    Location
    —

  • Banco Mundial

    What it offers
    Benchmark series: private credit to GDP of 37.2% (2025), average lending rate of 12.85% (2025) and the Enterprise Surveys on collateral requirements (§1, §3, §4).the Guatemala cut of the Enterprise Surveys has not been extracted
    Location
    —

  • Grupo BID (Banco Interamericano de Desarrollo, incl. BID Lab)· No site published

    What it offers
    Projects ~US$3,000 M for Guatemala in 2026-2028 (public plus private, mostly through BID Invest/BID Lab) and two loans of US$350 M in 2026 (Prensa Libre, 14 July 2026) (§8).an announced projection, not approvals
    Location
    —

  • BID Invest

    What it offers
    Private-sector arm of the Inter-American Development Bank (BID): US$133 M to BI (12 March 2026), a senior loan of up to US$50 M to CMI Alimentos (2018), US$70 M to Pantaleón (2021), an anchor of up to US$70 M in the Bono BAC + Positivo, and BI's DPR (§7, §8, §9).Reference card: multilateral body described from public sources; its site could not be checked conclusively (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • BCIE (Banco Centroamericano de Integración Económica / CABEI)

    What it offers
    Guatemala is a founding member; a US$100 M line to Banco Promerica (17 November 2025) and US$37.6 M through Banrural in 2025 for agriculture and MSMEs; it lends intermediated through banks (§8).terms for direct private-sector lending (rates, tenors) not published; it announced rate cuts in 2025 without a published schedule
    Location
    —

  • BEI (Banco Europeo de Inversiones)

    What it offers
    Guatemala is eligible under its external mandate, but no specific transaction in the country was found (§Not found 5).no projects identified in Guatemala
    Location
    —

  • Citi· No site published

    What it offers
    International placement agent for CBC's US$1,100 M sustainability-linked bond (27 January 2022) (§7).cited only as a placement agent in a precedent
    Location
    —

  • J.P. Morgan· No site published

    What it offers
    International placement agent for CBC's US$1,100 M sustainability-linked bond (27 January 2022) (§7).cited only as a placement agent in a precedent
    Location
    —

  • Organización Mundial del Comercio (OMC)

    What it offers
    Guatemala tariff profile 2025: a simple MFN average of 5.5% and a weighted average of 5.2%; non-electrical machinery 0.7% (93.7% of lines duty-free) and electrical machinery 3.2% (71.7% duty-free); the Article VII GATT valuation agreement, applied by Guatemala since 1995.the machinery figures were read by row position in table A.2; the labels are to be confirmed visually
    Location
    —

  • Organización Mundial de Aduanas (OMA)· No site published

    What it offers
    Source of the Harmonized System that underpins the SAC, of the ETD methodology (Guide to the Study of Release Times, v3, 2018) and of the SAFE standards behind the OEA program.Reference card: multilateral body described from public sources; no verified website is known for it (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • CEPAL

    What it offers
    Technical support for the digital dashboard of Banguat's Regional and Departmental GDP (PIBR); its Urban Platform publishes the text of Decree 121-96 (the boleto de ornato) used for the cross-checkReference card: multilateral body described from public sources; its site answered the last automated check (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • FMI· No site published

    What it offers
    Cited as possible technical support for Banguat's PIBRIMF support does not appear in any source → Not found (No. 14)
    Location
    —

  • OIT (Organización Internacional del Trabajo)

    What it offers
    A modeled labor-force series (WDI SL.TLF.TOTL.IN) used to compare countries; wage surveys cited as a route to the actual wages paid in maquilado not mix with the economically active population (PEA) from INE's ENEIC (8.2 million): different definitions and different sources
    Location
    —

  • UNCTAD

    What it offers
    World Investment Report 2025 (PR/2025/009): FDI into Latin America and the Caribbean fell 12% in 2024 to US$164,000 million; Central America grew modestly, with Mexico in the lead on manufacturing; proposed as a co-feed for benchmark_fdi_inflowsunctad.org returned HTTP 403 to every fetch; the official country annex (wir2025_annex-tables) is still to be cross-checked
    Location
    —

  • OCDE· No site published

    What it offers
    The Pillar 2 global minimum tax (15%), which erodes the value of exemptions for groups with consolidated revenue above €750 million; the security and transparency certificate for free zones (awarded to La Lima and Coyol on 4 June 2025); and the Inclusive Framework's official trackerthe count of jurisdictions with GloBE/QDMTT rules is unverified (the draft's figure of '36' had no source) — take it from the official tracker with its date
    Location
    —

  • Unión Europea· No site published

    What it offers
    Pillar 2 in force in the EU since 2024 through Directive 2022/2523Reference card: multilateral body described from public sources; no verified website is known for it (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • BCN (Banco Central de Nicaragua)

    What it offers
    Publishes the Moody's release assigning Nicaragua B2 stable (23-Feb-2026)PDF verified in audit
    Location
    Nicaragua

  • BCRD (Banco Central de la República Dominicana)· No site published

    What it offers
    Official DOP/USD exchange rate for fixing the conversion of the free-zone wagepending (Not found #9); an approximate RD$~62/US$ was used
    Location
    Dominican Republic

  • Banxico (Banco de México)· No site published

    What it offers
    Official MXN/USD exchange rate for fixing the wage conversionspending (Not found #9); an approximate MX$~18.6/US$ was used
    Location
    Mexico

  • FAO (Organización de las Naciones Unidas para la Alimentación y la Agricultura)

    What it offers
    Support (with the IPPC) for Guatemala's ePhyto platform; FAOLEX publishes the texts of Governmental Agreement 969-99 and of the Labor Code; it documented the 2018 National Irrigation PlanReference card: multilateral body described from public sources; its site answered the last automated check (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • Convención Internacional de Protección Fitosanitaria (CIPF/IPPC) — hub ePhyto· No site published

    What it offers
    The ePhyto hub for exchanging electronic phytosanitary certificates (XML under ISPM No. 12) with Guatemalacoverage of partner countries is to be confirmed with VISAR
    Location
    —

  • MIGA — Multilateral Investment Guarantee Agency (Banco Mundial)

    What it offers
    Guatemala is a member country: guarantees against inconvertibility, expropriation, war and civil disturbance are available to foreign investors.active guarantees in Guatemala not retrieved (the search tool loads via JavaScript); Not found #8
    Location
    —

  • UNODC· No site published

    What it offers
    A candidate source for the total number of private guards and the guard-to-police ratio.not consulted in this pass (Not found #1)
    Location
    —

  • Comisión Interamericana de Derechos Humanos (CIDH)· No site published

    What it offers
    It can order precautionary measures against projects: MC 260-07 on Marlin, with the suspension granted on 20 May 2010 and modified on 9 December 2011 (suspension lifted, the measure refocused on access to uncontaminated drinking and irrigation water).Reference card: multilateral body described from public sources; no verified website is known for it (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • UNCTAD — ISDS Navigator (Investment Policy Hub)

    What it offers
    Public case records for the investment arbitrations against Guatemala (for example Kappes v. Guatemala, case 917).Reference card: multilateral body described from public sources; its site answered the last automated check (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • Banco Interamericano de Desarrollo (BID / Grupo BID)· No site published

    What it offers
    Multilateral financing conditioned on indigenous-peoples safeguards that the local environmental impact assessment (EIA) does not require; at Ixquisis the IDB Group drew up its first 'responsible exit' plan.Reference card: multilateral body described from public sources; no verified website is known for it (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • MICI — Mecanismo Independiente de Consulta e Investigación (Grupo BID)

    What it offers
    The accountability mechanism to which communities can bring complaints; at Ixquisis (MICI-CII-GU-2018-0136, August 2018) it found 5 breaches of the bank's own policies, including denial that indigenous peoples existed there and insufficient consultation.Reference card: multilateral body described from public sources; its site could not be checked conclusively (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • CEPAL — Observatorio del Principio 10

    What it offers
    Records of regional environmental case law, including the Escobal judgment (case file 4785-2017) with its four-stage consultation doctrine.Reference card: multilateral body described from public sources; its site answered the last automated check (2026-09-02). Confirm contact details, current status and offer directly with the entity before acting.
    Location
    —

  • UNESCO — Centro del Patrimonio Mundial

    What it offers
    Antigua Guatemala and Tikal have been World Heritage sites since 1979.buffer zone and inscribed area not found (whc.unesco.org returned 403)
    Location
    —

  • Interbanco

    What it offers
    It hosts a mirror of INGUAT's Tourism Statistical Bulletin (May 2025).named only as a mirror of the PDF; no financial offering described in the dossier
    Location
    —

  • OIM — Organización Internacional para las Migraciones· No site published

    What it offers
    It states, as do private guides, that the 90 tourist days are counted jointly across the CA-4 (GT-SV-HN-NI).the claim was not found in any Guatemalan official source
    Location
    —