Interest rate spread
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits.
Latest, 20257.75%Annual release
vs 2024+0.3 pp7.46%
High since 199712.81%1997 · World Bank
Low since 19977.46%2024 · World Bank
Recent years
- 20257.75%+0.3 pp
- 20247.46%−0.3 pp
- 20237.75%−0.3 pp
- 20228.02%−0.03 pp
- 20218.05%+0.2 pp
- 20207.9%+0.2 pp
- 20197.73%−0.02 pp
- 20187.75%+0.1 pp
Full table
| Period | Value |
|---|---|
| 2025 | 7.75% |
| 2024 | 7.46% |
| 2023 | 7.75% |
| 2022 | 8.02% |
| 2021 | 8.05% |
| 2020 | 7.9% |
| 2019 | 7.73% |
| 2018 | 7.75% |
| 2017 | 7.68% |
| 2016 | 7.63% |
| 2015 | 7.76% |
| 2014 | 8.3% |
| 2013 | 8.15% |
| 2012 | 8.19% |
| 2011 | 8.19% |
| 2010 | 7.89% |
| 2009 | 8.27% |
| 2008 | 8.31% |
| 2007 | 8.07% |
| 2006 | 8.26% |
| 2005 | 8.68% |
| 2004 | 9.62% |
| 2003 | 10.2% |
| 2002 | 9.95% |
| 2001 | 10.2% |
| 2000 | 10.71% |
| 1999 | 11.55% |
| 1998 | 11.12% |
| 1997 | 12.81% |
Related
- Reference exchange rateBanguat7.63715Q/US$Oct 6, 2026No changevs Oct 5
- Net international reservesBanguatUS$33.0BSep 2026+7.5%vs Sep 2025
- Policy rateBanguat3.5%Sep 2026No changevs Aug
- Lending rate, local currencyBanguat13.08%Aug 2026+0.1 ppvs Jul